General Policy Disclosure - Inclusions & Exclusions
Disclaimer: The content of this reference material is meant to provide a guide for typical inclusions and exclusions and may not be an accurate representation of the insurance policy held by the customer or provided by the insurance company. Handdii accepts no liability for any aspect of your recommendation and you must base your claim determination recommendation upon your professional opinion and the cause of the damage as evidenced. April 2020.
The home building including garages, car ports, sheds and granny flats.
Gas, Water and Electrical services.
Decks, verandas, pergolas, gazebos, patios and terraces.
Gates, fences, free-standing walls and retaining walls.
Paved paths and driveways.
swimming pools (permanently installed), fixed spas and saunas.
Water tanks, sewage, storage or treatment tanks.
Permanently fixed jetties.
Other structural improvements.
Unpaved paths or driveways.
Buildings under construction.